How we help

We help our clients attract and retain the right employees. We do this through the design and management of effective and cost-efficient benefit and pension programs.

We achieve this by listening to our clients and anticipating their needs and concerns. We use our unique technical expertise and provider relationships to develop and manage a benefit program that is right for our client, is financially competitive, forward thinking and financially stable.

It seems cliche, but our differentiator is our people. Our people have all the characteristics you would expect in a top rate firm: they are smart, they are technical, they are detailed and they are service oriented.

We do all the things you would expect from us: analyze renewals, marketing surveys, help with claim issues. But we take it a step further.

Whether you have 10, 100 or 1,000 employees, we bring key deliverables to our clients
  • Innovation – We have developed unique and innovative programs that deliver real value to our clients
  • Plan Design – From traditional plans to Health Spending Accounts to Wellness to Flexible Benefits to exotic Defined Contribution plans our consultants design a program that fits your needs
  • Technical Skills – Whether analyzing the insurance cost for a 10 person organization or the Stop Loss Pooling charge for a 1,000 person organization, we understand the financial dynamics and push the boundaries with the providers to ensure your plan is aggressively competitive and importantly, is sustainable
  • Provider Relationships – We consider the providers (insurance companies) as partners. This allows us to negotiate fairly and effectively on behalf of our clients

Which leads us to our most distinguishing skill: We listen. We speak both Finance and HR. This ensures we understand the big picture and the details necessary for execution.

We ask questions, we probe and we strive to understand your culture and your business objectives. Only then do we present solutions that are designed for you. Whether that means a regular market survey, Benchmark analysis, Flexible Benefits or the HRMA Employee Benefits program – our advice will address your unique needs.

Unique Solutions Include:
  • HRMA Benefit Plan
  • Benchmarking
  • ClearFocus
  • Pooling management
  • Sector specific expertise and services
  • Flexible benefits